Help Center / Invoicing and payments /
Split payments (deposits)
Invoices can be configured for split payments, so clients pay a deposit upfront and the remaining balance later. When split payments are enabled, Plutio creates two to five separate linked invoices from the original, each with its own amount, due date, and payment status.
Setting up a deposit
A deposit can be defined as a fixed amount or a percentage of the invoice total. When split payments are configured, Plutio generates separate linked invoices from the original. The first invoice covers the deposit amount, and subsequent invoices cover the remaining balance. Each split invoice has its own due date and is sent independently.
Multiple payment milestones
Beyond a two-way deposit-and-balance split, up to five separate invoices can be generated from a single original. A project-based split might break into three invoices: 30% on signing, 40% at midpoint delivery, and 30% on final completion. Each split invoice gets its own due date, and clients pay each one individually as it comes due.
Tracking partial payments
Each split invoice tracks its own payment status independently. When a client pays one split invoice, that invoice moves to "Paid" while the remaining split invoices keep their own statuses. Each payment event is logged with its own timestamp, method, and amount, so you always know exactly where things stand.
Split payments remove the all-or-nothing constraint from invoicing, so payment terms can align with project phases and cash flow matches the pace of delivery.
